21 Business Ideas with 1 Million Capital, It's Profitable!

Admin BFI
24 February 2022
21 Business Ideas with 1 Million Capital, It's Profitable!

Who agrees, opening a business does not need to require large capital? Yep, even with a capital of 1 million and even below, a business will still run. Here's a summary of the BFI Finance team, a 1 million capital business idea that you can run. With consistent effort and a strong mentality, it is not impossible that this 1 million capital business can generate a turnover of up to tens of millions every month. Let's see the list together!

1. 21 Attractive Ideas for 1 Million Capital Business

1.1. Dropshipper

The first 1 million capital venture is by starting a dropshipping business. You can become a drop shipper for clothing, shoes, food, and other products. Becoming a drop shipper can even cost you no capital at all. Through the dropshipping system, you only need to market products from sellers and forward orders and payments from customers to sellers. So, you don't need to spend capital costs on raw materials. Even so, don't take it lightly. Knowledge of the products being sold and how to respond to customers is the way for a drop shipper business to be successful.

1.2. Food Business for Breakfast

Starting this one business can also be a different 1 million capital business idea. By selling food for breakfast to office workers or school children who do not have time to prepare their own breakfast. If your house is located on the side of the highway or in a strategic alley, you can put your merchandise in front of the house. For its operating hours, you may consider opening up to half a day. You can sell a variety of breakfast foods such as uduk rice, yellow rice, chicken porridge, vegetable rice cake, and others.

1.3. Snack Business

Opening a snack or snack business is the right business idea and you can try it as a side business. Try to sell snacks such as noodle sticks, fried/wet macaroni, various chips, and others. You can try it through the pre-order system, so you don't need to spend a lot of initial capital at the beginning. If you decide to use a cart or table as a means of selling, choose a simple cart or table under Rp. 500,000. You can use the remaining capital to buy raw materials for these snacks.


Also read: Home Tempeh Business Opportunities and Processed Food Business Ideas

1.4. Various Pastries

The pastry business is also the right choice for a 1 million capital venture, especially if you are approaching the celebration of major holidays such as Eid, Christmas, and New Year. If you have a hobby of baking cookies, you can try this business idea and it may become one of the most profitable business prospects. There are so many kinds of pastries that you can create, such as nastar cake, kastengel, cat's tongue, and snow-white cake. You can sell them with a pre-order system, so the cookies will only be made if an order comes in. You can offer it to colleagues closest to you first. So, your selling products can be more easily accepted. Next, you can think about expanding your market. Use social media as a means of sales promotion.

1.5. Mask Business

With the arrival of this pandemic season, starting a business selling masks is a 1 million capital business idea that you can choose. You can sell cloth masks made of cotton, so the capital required is not too high. You just need a metered cloth and a convection fee to turn the cloth into a mask. You can also run this business from home and then sell it online through various e-commerce platforms and social media.

1.6. Thrift Shop

Well, this is a business that is on the rise. The thrift shop business is a business of buying and selling clothes and accessories that have been used or in other words buying and selling secondhand goods. So if you have clothes that you feel you no longer want to wear, you might consider selling them. Make sure the clothes or accessories are still suitable for use. Of course, you can set a selling price below the initial purchase price of your product. The capital needed for this thrift shop business is packaging or packaging to package the product to make it look neater. You can pack it in a box or bag made of recycled material. Beyond that, costs that arise such as shipping costs will generally be borne by the buyer. In addition, many thrift shop activists market their products through Instagram and Facebook.

1.7. Knitting Bag or Crocket Bag

Another 1 million capital venture is to sell crocket bags or better known as knitting bags. You can run this business if you have special knitting skills. There are not many players in this knitting bag business when compared to the bag reseller business in general. Knitting bags can be unique for those who use them, especially women. Besides looking vintage, this knitted bag also has an affordable price. The selling price of medium-sized knitted bags ranges from Rp. 60,000 to Rp. 300,000.


Also read: 23 Creative Business Ideas You Must Try in 2023!

1.8. Hijab Business

Another fashion business that you can try is the hijab business. The hijab business is classified as requiring low capital. The selling price of a simple hijab per piece, which ranges from Rp. 8,500 to Rp. 20,000, you would need a capital of approximately Rp. 500,000. You can also choose the hijab business model as a reseller or by producing your own. If you produce it yourself, of course, it will be more varied in terms of models and can reduce costs more.

1.9. Freelance Article Writing Services

As the digital world develops, now many companies need article writing services as a contributor to traffic on their websites. If you like writing and have an understanding of how to write well plus knowledge of SEO, try opening a freelance article writing service. Now available a variety of learning materials for free about how to write well, such as through Youtube. So, you don't need to spend a lot of capital to open an article writing service. Generally, the cost of article writing services ranges from Rp. 10,000 to Rp. 20,000 per 100 words. The nominal is also adjusted to the level of difficulty of the writing he makes.


1.10. Website Development Services

In addition to being a freelance writer, the venture capital of 1 million and even below related to digitalization is to open a website creation service. If you understand and are an expert in programming languages ​​and have a lot of free time, there's nothing wrong with opening this website creation service. The capital needed is nothing but a laptop or computer that you use every day and internet operational costs per month. Estimated income for one website creation ranges from Rp. 1,500,000, you know. Profitable isn't it?


Also read:  Minimum Capital Business Ideas That Must Be Tried

1.11. Social Media Content Creation Services

Who is currently not using social media such as Instagram, Facebook, or Twitter? It is certain that the number of active users exceeds the number of inactive users. Coupled with the use of social media as a means of business promotion. With this opportunity, you can use it as additional income. You can do this business service at home, no need to rent a place per month. On the other hand, if this content creation service is already on a large scale and employs employees, renting a place per month can be considered. Another need that needs to be met is the tools used to beautify your designs such as Canva or Photoshop. If you use these two tools or various other tools in the premium and original versions, there is generally a monthly subscription fee of no more than IDR 200,000. Besides, it's creativity at play!

1.12. Graphic Design Services

In addition to freelance writing services and website creation, for those of you who have graphic design skills, it never hurts to develop your own business in the design field. Like making a business logo for example or making a pixel art poster on request. Usually, you need paid tools to support the creation of this graphic design art. However, generally do not cost more than 1 million. With consistent effort, it is not impossible that the graphic design service business that you are engaged in can become the main income that has a turnover of millions of rupiah per month.

1.13. Succulent and Cactus Plants Business

Succulents are ornamental plants with their characteristic small size that are currently popular. With different shapes and tend to be unique, making succulent plants a favorite list for decorating corners and home pages. Succulent plants are plants that can thrive with minimal water. Some types of succulent plants include cacti, jade plants, burros tail, strings of hearts, and others. The price of 1 succulent plant ranges from IDR 3,000 to IDR 15,000 without a pot. The estimated wholesale price of pots per unit is IDR 2,000. As a beautification, you can add small stones which are priced starting from IDR 60,000 per sack. The selling price of succulent plants complete with pots is usually set from Rp. 15,000 to Rp. 30,000.


Baca juga: You Can Try, 10 Ideas for Selling Food Online with Small Capital


1.14. Sewing Services

The next 1 million capital venture is to open a sewing service. The capital required includes a sewing machine that can be purchased with prices starting from Rp. 600,000. In addition, you need various supplies and equipment such as thread, needle, cloth ruler, cloth scissors which can be totaled at a price of Rp. 300,000. If you are not yet proficient in sewing skills, you can take a sewing course first or study with a relative who is more skilled. For starters, you can also receive orders from relatives or closest neighbors.

1.15. MUA Services

Furthermore, for women who have an interest in make-up and make-up, there is nothing wrong with opening a make-up artist (MUA) service. There are several choices of types of make-up such as for graduation or wedding occasions. You can start opening a makeup service by offering it to your closest friends and using simple makeup products. If it is growing and the number of clients is increasing, you can upgrade to more varied and quality make-up products.

1.16. Handmade Accessories Business

Handmade accessories business such as bracelets, necklaces, rings, and earrings can be a business idea for the next 1 million capital. The basic material for making bracelets and necklaces made of rope does not require a large capital. Per meter of bracelet, rope material is sold at prices starting from Rp. 750 only. For necklaces, you can add pendulum accessories so it doesn't look monotonous. With the selling price on the market, you have the opportunity to earn up to 100% of your initial capital. Interesting right?

1.17. Daily Healthy Catering

Now, a healthy lifestyle is starting to be echoed again with the presence of many communities that present calls and invitations to start a healthy lifestyle, starting from food and diligent exercise. This condition creates an opportunity for culinary business activists to serve healthy food, one of which is by choosing a healthy daily catering menu. You can make this healthy catering business with a pre-order system. The selling price of this healthy caterer varies from IDR 50,000 per portion. Interested to try it?

Baca juga: MSMEs Are: Definition, Type, Up To Business Idea


1.18. Ironing Service

To open an ironing service, it turns out that you don't have to open a full laundry business, you know! Usually, this ironing service is often found in residential areas. The target customers are housewives or families who do not have more time to iron their own clothes. Ironing services per kilo can be priced starting from IDR 5,000 depending on the area they live in. The capital needed is clothing pelican perfume which can be purchased at a price of Rp. 6,000 per 300 ml and electricity per month which is large in nominal depending on usage.

1.19. Product Delivery Service (Jastip)

Another 1 million capital venture is by starting a product delivery service. The trend of the product delivery service business in Indonesia began to boom around 2017. And until now, the product delivery service business is still in great demand by many people. A courier service business can be carried out when you travel to a place in a tourist destination or a trip that is specifically intended to fulfill customer orders for courier services. Generally, the fee charged per product is IDR 15,000 – IDR 30,000. There are many activists in this surrogate business who earn a turnover of tens of millions of rupiah per month, you know!

1.20. Macrame

Have you ever heard the word Macrame? Yep, Macrame is a beautiful wall hanging made of thread or rattan knots. Lately, macrame decoration is on the rise in Indonesia, you know. The basic ingredients needed to make macrame are very simple, namely rope and wood. However, this macrame creation requires creativity and qualified knitting skills. However, it never hurts to learn and try it from scratch, right? The selling price of medium-sized macrame ranges from IDR 85,000 to IDR 300,000 depending on the level of difficulty in making it.

1.21. Siamese Fighting Fish

Well, this one business may be dominated by men, yes. The siamese fish business is endless. This beautiful little fish has its own charm for anyone who keeps it. Siamese fish also have a class division in terms of quality, ranging from low to star-quality. To buy broodstock from the lowest class, prices start from IDR 300,000. You also need a water tank for fish rearing at a price of approximately IDR 100,000. Meanwhile, to buy the feed can be priced starting from IDR 100,000. In total, the siamese fighting fish business capital is Rp. 500,000 for the lowest quality. If you already have a large number of buyers, you might consider getting a higher-quality siamese fighting fish seed.


Those are the twenty-one million dollar business ideas that you can consider starting. Choose a business idea that matches your skills and interests. In addition, a successful business requires persistence, persistence, and ups and downs in the process. Therefore, always learn and enjoy the process! If you need funds for business capital purposes, you can apply for a business capital loan through BFI Finance! You have the opportunity to get a loan ceiling starting from Rp. 1 million by pledging your BPKB Motor. In addition, you can also guarantee a Car BPKB or House Certificate with a higher minimum disbursement of funds. If your application requirements are complete, it is not impossible that the disbursement of funds only takes two days! Come on, submit your financing immediately with BFI Finance!


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