BFI Finance are Trusted Financing Company in Indonesia

Since 1982

More than 40 years present and serving the community's financial needs

>400.000

Active consumers have chosen BFI Finance as their financial partner

>200 Branch

Service spreads across most of Indonesia

Promo Spesial dan Informasi Bulan Ini

Why Choose BFI Finance?

BFI Finance is ready to meet your financial needs

  • Funded Without Additional Fee

    Obtain full funding to meet your needs

  • Low Interest

    Flat interest 2.25% per month, with annual interest rates starting at 27%

  • High Funding Rate

    Financing starts from IDR 1 million up to 80% of the vehicle value

  • Funded Without Additional Fee

    Obtain full funding to meet your needs

  • Low Interest

    Flat interest 2.25% per month, with annual interest rates starting at 27%

  • High Funding Rate

    Financing starts from IDR 1 million up to 80% of the vehicle value

Get Cash Funds Immediately with a BPKB Motor Guarantee Loan at BFI Finance

Easy conditions, fast process

Apply Now

Get Cash Funds Immediately with a BPKB Motor Guarantee Loan at BFI Finance

Easy conditions, fast process

Apply Now

Easy Financing Process

Apply the easy way, follow the steps below

  • fill form

    1. Online Form

    Fill out the form and complete your personal data so that the loan submission can be processed

  • konfirmasi

    2. Confirmation

    After the data is completely filled in, you will be contacted by our Call Center

  • survey

    3. Survey

    BFI Finance will conduct a survey for the next process

  • funding

    4. Loan disbursement

    Loan funds will be disbursed to a registered account

BFI Dana Express Motor Installment Scheme - Motor BPKB Collateral Loan

Plan your free financing
field icon
field icon
field icon
Rp 1
Rp 1
field icon
Calculation
*Nominal is estimated, submit to check installments according to the motorcycle guaranteed

Important Information You Need to Know

BFI Finance Receives BPKB Motorcycle Guarantee Loan

Personal Profile Requirements (Customer)

Personal Profile

  • Indonesian citizens
  • Aged 21-60 years and marital status unmarried, married and divorced
  • Residential status, own home, partner, family, annual contract
  • Occupations :
    • Employees (Permanent/Contract)
    • PNS
    • Entrepreneur
  • It is unacceptable if the type of business/profession violates the law

Vehicle Profile Requirements

Vehicle Profile

  • The motorcycle is your own vehicle with the original BPKB
  • BPKB can be in the name of yourself, your partner or someone else (Attach proof of purchase)
  • Max vehicle age. 13 years (Min. Vehicle Year 2012) with Japanese brand
  • STNK / Tax
    • Expired Tax maximum of 4 years (Without Disbursement Deduction)
    • Expired tax more than 4 years deducted from disbursement / must be handled by BFI
  • Black Plate (Not red plate)

Easy Requirements

Your loan funds can be processed immediately by preparing the documents below.

  • KTP

    Applicant and Spouse's ID Card (if married)

  • kartu keluarga

    Family Registration Card

  • Rekening Listrik

    Electricity Bill / PBB

  • stnk

    STNK / BPKB + Vehicle Invoice

Obtain Funds by Applying for a BPKB Motor Guarantee Loan at BFI Finance

Long term up 24 months

Apply Now

Obtain Funds by Applying for a BPKB Motor Guarantee Loan at BFI Finance

Long term up 24 months

Apply Now

Installment Scheme

Loan

Rp10,000,000

Time Period

24 month or 2 year

Interest

Rp10,000,000 x 2.2% x 24 month = Rp5,280,000

Loan total

Rp10,000,000 + Rp5,280,000 = Rp15,280,000

Installment / month

Rp15,280,000 / 24 Month = Rp636,000

*The installment scheme is only a simulation and is not a loan agreement. The numbers can change and be adjusted based on further assessments in accordance with BFI Finance's policy.

 

Things you need to know if you apply with a motorbike BPKB guarantee at BFI Finance

Flat Rate per month

2.25%

Minimum and Maximum Interest Rates per Year

Starting from 25.52% - maximum 28% (depending on asset condition and completeness of documents)

Minimum and Maximum Loan

Starting from IDR 1 million to 80% of the vehicle value

Working Process

1 Day

Domicile

All of Indonesia, except Aceh

Minimum and Maximum Installments (Tenor)

6 Month s.d 24 Month

Customer Success Stories

“In 2014, I entrusted the guarantee of vehicles to BFI Finance to develop the fleet and increase capital.”

Deddy Setiawan

Transportation Service Entrepreneur

"BFI's role for me is very helpful when I need capital and my business can also grow with the help of BFI Finance."

Farida

Warung Mbah Mie - Ketapang

Frequently Asked Questions

1. What is the minimum and maximum amount of funds?

Funds that can be borrowed start from IDR 1 million to 80% of the vehicle value

2. What is the minimum year for a BPKB Motorcycle loan?

The minimum vehicle year is 2012 with a maximum vehicle age of 13 years with Japanese motorbike brands

3. What are the requirements for applying for a BPKB Motor loan?

Personal Profile

  • Indonesian citizens
  • Aged 21-60 years and marital status unmarried, married and divorced
  • Own house ownership, partner, family, annual contract
  • Occupations:
  • Employees (Permanent/Contract)
  • PNS
  • Entrepreneur
  • It is unacceptable if the type of business/profession violates the law


Vehicle Profile

  • The motorcycle is your own vehicle with the original BPKB
  • BPKB can be in the name of yourself, your partner or someone else (Attach proof of purchase)
  • Maximum vehicle age 13 years (Min. Vehicle Year 2012) with Japan brands
  • STNK / Tax
  • Dead Tax maximum of 4 years (Without Disbursement Deduction)
  • Dead tax more than 4 years deducted from disbursement / must be handled by BFI
  • Black Plate (Not red plate)

4. How do I apply for a loan?

Click Apply Now and please fill in the financing application form on our website, then our call center will contact you and make a survey schedule. After that, the data is sent to the nearest branch from your domicile for physical verification of the guarantee unit

5. Can BPKB a/n other people?

BPKB can be in the name of yourself, your partner or someone else (Attach proof of purchase)

6. Is BFI Finance safe?

Safe because BFI Finance is licensed and supervised by the Financial Services Authority

Have further questions? Contact Us

Enjoy fast disbursement process by completing the existing requirements

Apply Now Application Consultation
© 2025 - PT BFI Finance Indonesia Tbk