The Advantages of BFI Finance

BFI Finance always strives to provide the best service to become an easy, fast, and reliable financial solution

Credit starts from 10 million rupiah

Interest starts from 0.89% to 1.1% flat per month*

Tenor from 12 months to 48 months

Interest rate superdeal per year starting from 10.86% to 12.12%*

Fast process 2 working days for liquid funds

Throughout Indonesia except Aceh

Simulate a Car BPKB Guarantee Loan

Complete and use the correct data to increase your chances of getting the loan approved

BPKB Car Collateral Loan Simulation




Honda Brio RS 12 AT



Maximum Financing

Rp 109.980.000

Rp 10.000.000
Rp 109.980.000

Estimated Monthly Installments

Rp 0 *

* The nominal is an estimate, submit it for an installment check according to the guaranteed car

Make sure you meet the requirements below before applying for a loan

The car is a vehicle owned by himself/partner with the original BPKB and is in hand

Minimum year of car manufacture 2008 and 2013 for trucks/pickups

BPKB can be in the name of yourself, spouse and other people (Attach proof of purchase)

STNK / Tax is still valid & Tax Dead maximum 2 years

Not acceptable if the Vehicle has a red plate and has been used as a taxi or ambulance

BPKB Car Guaranteed Financing Information

BFI Finance accepts collateral in the form of a car BPKB

Self Profile            

  • Indonesian Citizen
  • Age 21-60 years old and unmarried, married and divorced
  • Residence status, spouse, family, annual contract and legal residence
  • Job profession
    • Employees (Min Permanent 1 year / min Contract 2 years)
    • PNS
    • Entrepreneur (min 1 year running)
  • It is unacceptable if the type of business / profession violates the law

Vehicle Profile            

  • The car is a self-owned vehicle with an original BPKB
  • BPKB can be in the name of yourself, spouse and other people (Attach proof of purchase)
  • BPKB can be on behalf of the company provided that you attach an SPH (Surat Pelepasan Hak)
  • Vehicle age
    • Maximum 15 years (Minimum Vehicle Year 2008 for the types of sedans, jeeps and minibuses)
    • Maximum 10 years (Minimum Vehicle Year 2013 for the types of pick-up cars and trucks)
  • STNK / Tax
    • In Your Own Name 
      • Still valid
      • Dead Tax for a maximum of 2 years (will be deducted to the amount of disbursement)
    • On behalf of others
      • Life
      • Dead Tax (Change of name at BFI)
  • Black Plate
  • Yellow Plate (Truck Only)

Non-eligible Condition            

  • Red plate            
  • Vehicles were once used as taxis or ambulances


Apply for BPKB car guarantee loan financing

The completeness of the documents required for filing a motor vehicle financing is as follows




KTP pemohon & pasangan (jika sudah menikah)

Kartu Keluarga / Akta Nikah (jika sudah menikah)

PBB 2 tahun terakhir / rekening listrik 6 bulan terakhir (salah satu bulan saja)

Status tempat tinggal kontrak melampirkan kwitansi / perjanjian sewa

Status tempat tinggal rumah dinas melampirkan surat keterangan menempati rumah


Slip asli gaji 3 bulan terakhir (salah satu bulan saja) & ID Card (untuk Karyawan)





SIUP / TDP / akta perusahaan / izin usaha/ izin praktik


Apply for BPKB car guarantee loan financing

The following is a competitive installment scheme for proposing financing with a car BPKB guarantee :

Flat interest per month

Starting from 0.89% to 1.1%

Interest Rate per Year

Starting from 10.86% to 12.12% (according to asset conditions and completeness of documents)

Loan Minimum

10 Millions


12 - 48 Bulan

Work process            

2 Days


All of Indonesia, except Aceh

Apply for BPKB car guarantee loan financing

Inspirational Information and Promos for Your Financial Life

Get many benefits through capital financing from BFI Finance

Get many benefits through capital financing from BFI Finance

Submission of online form filling

Confirmation by the Call Center


Disbursement of funds

"I knew BFI Finance since 2007 and have used their financing services 7 times. BFI Finance helped me develop businesses in many fields.''


Owner of Agricultural products, building and lodging shops in Parigi

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