The Advantages of BFI Finance

BFI Finance always strives to provide the best service to become an easy, fast, and reliable financial solution

Credit starts from 10 million rupiah

Interest starts from 0.89% to 1.1% flat per month*

Tenor from 12 months to 48 months

Interest rate superdeal per year starting from 10.86% to 12.12%*

Fast process 2 working days for liquid funds

Throughout Indonesia except Aceh

Simulate a Car BPKB Guarantee Loan

Complete and use the correct data to increase your chances of getting the loan approved

BPKB Car Collateral Loan Simulation

Brand

Honda

Model

Honda Brio RS 12 AT

Year

2018

Maximum Financing

Rp 109.980.000

Rp Desired financing

Rp 10.000.000

Rp 109.980.000

label-tenor

Estimated Monthly Installments

Rp 0 *

* The nominal is an estimate, submit it for an installment check according to the guaranteed car

Apply Now

Make sure you meet the requirements below before applying for a loan

The car is a vehicle owned by himself/partner with the original BPKB and is in hand

Minimum year of car manufacture 2008 and 2013 for trucks/pickups

BPKB can be in the name of yourself, spouse and other people (Attach proof of purchase)

STNK / Tax is still valid & Tax Dead maximum 2 years

Not acceptable if the Vehicle has a red plate and has been used as a taxi or ambulance

Select the type of vehicle you own

Sedan / Jeep / Minibus

Truck & Pick Up

Apply Now

BPKB Car Guaranteed Financing Information

BFI Finance accepts collateral in the form of a car BPKB

Terms and Conditions

Self Profile

Indonesian Citizen
Age 21-60 years old and unmarried, married and divorced
Residence status, spouse, family, annual contract and legal residence
Job profession
- Employees (Min Permanent 1 year / min Contract 2 years)
- PNS
- Entrepreneur (min 1 year running)
It is unacceptable if the type of business / profession violates the law

Vehicle Profile

The car is a self-owned vehicle with an original BPKB
BPKB can be in the name of yourself, spouse and other people (Attach proof of purchase)
BPKB can be on behalf of the company provided that you attach an SPH (Surat Pelepasan Hak)
Vehicle age
- Maximum 15 years (Minimum Vehicle Year 2008 for the types of sedans, jeeps and minibuses)
- Maximum 10 years (Minimum Vehicle Year 2013 for the types of pick-up cars and trucks)
STNK / Tax
- In Your Own Name
  - Still valid
  - Dead Tax for a maximum of 2 years (will be deducted to the amount of disbursement)
- On behalf of others
  - Life
  - Dead Tax (Change of name at BFI)
Black Plate
Yellow Plate (Truck Only)

Non-eligible Condition

Red plate
Vehicles were once used as taxis or ambulances

Required Documents

The completeness of the documents required for filing a motor vehicle financing is as follows

Dokumen	Karyawan	Wiraswasta
KTP pemohon & pasangan (jika sudah menikah)	√	√
Kartu Keluarga / Akta Nikah (jika sudah menikah)	√	√
PBB 2 tahun terakhir / rekening listrik 6 bulan terakhir (salah satu bulan saja)	√	√
Status tempat tinggal kontrak melampirkan kwitansi / perjanjian sewa	√	√
Status tempat tinggal rumah dinas melampirkan surat keterangan menempati rumah	√
Slip asli gaji 3 bulan terakhir (salah satu bulan saja) & ID Card (untuk Karyawan)	√
NPWP	√	√
BPKB	√	√
STNK	√	√
SIUP / TDP / akta perusahaan / izin usaha/ izin praktik		√

Installment Scheme

The following is a competitive installment scheme for proposing financing with a car BPKB guarantee :

Flat interest per month	Starting from 0.89% to 1.1%
Interest Rate per Year	Starting from 10.86% to 12.12% (according to asset conditions and completeness of documents)
Loan Minimum	10 Millions
Tenor	12 - 48 Bulan
Work process	2 Days
Domicile	All of Indonesia, except Aceh