Why Choose Sharia Products at BFI Finance

Sharia Contract

Transactions in accordance with sharia principles

Transparent Process

Openness of all application processes and fees

No Fines

There is no fine for every financing

Sharia Financing Products at BFI Finance

Use sharia financing facilities with car BPKB guarantee

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Umrah Capital Financing

Realize the dream of comfortable and safe umrah with BFI Syariah
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Buying a Used Car

Purchase of used cars through showrooms or individuals for consumption and productivity
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Multipurpose Financing

Financing with car BPKB guarantee for renovation purposes, capital goods and others
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Umrah Capital Financing

Realize the dream of comfortable and safe umrah with BFI Syariah
View Products
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Buying a Used Car

Purchase of used cars through showrooms or individuals for consumption and productivity
View Product
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Multipurpose Financing

Financing with car BPKB guarantee for renovation purposes, capital goods and others
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Steps of the Financing Process

Get many benefits through sharia financing from BFI Finance Syariah

  • 1. Online Form

    Fill out the form and complete your personal data so that financing can be approved.

  • 2. Confirmation

    After the data is filled in completely, you will be contacted by our Call Center.

  • 3. Survey

    BFI Finance Syariah will conduct a survey of consumers and showrooms/suppliers

  • step-4

    4. Akad

    The contract and unit handover process will be carried out at the branch location.

Loan Installment Scheme with MyIhram Financing (Umrah Capital Financing)

Harga Paket Umrah

Rp27.500.000 (Berdasarkan harga Travel Umrah)

Harga Pembiayaan

Rp35.783.400 (Harga Jual BFI Syariah)

Uang Muka

15% dari Harga Paket Travel Umrah

Admin

Flat Rp1.500.000

Tenor

24 Bulan atau 2 Tahun

Angsuran / Bulan

Rp1.319.100

Margin

Rp8.283.400 (Jika dipersentasekan setara dengan ±33%)

* Skema angsuran hanya bersifat simulasi dan bukan persetujuan final. Angka bisa berubah dan disesuaikan berdasarkan penilaian calon debitiur lebih lanjut sesuai dengan kebijakan BFI Finance Syariah.

Hal yang Anda perlu ketahui

Maksimum Pembiayaan

< Rp 40 Juta per Kartu Keluarga

Minimum & Maksimum Margin Per Tahun

Mulai dari 1,32% - maksimum 1,43% (sesuai dengan pilihan travel umrah dan kelengkapan dokumen)

Proses Kerja

± 3-4 Hari

Domisili

Jabodetabek, Karawang, Bandung, Medan, Pekanbaru, Batam, Palembang, Surabaya, Sidoarjo, Pontianak, Samarinda, Balikpapan, Makassar, Kendari

Minimum & Maksimum Tenor

3-36 Bulan

Inspirational Promotions and Information for Your Financial Life

BFI Finance's Sharia Business Unit (UUS) is supported by 44 branch offices spread across Indonesia

Find the nearest sharia unit branch office to you

Operating hours for all BFI Finance branches:
Monday-Friday 8:15-16:30 WIB,
Saturday 8:15-12:00 WIB