Sharing THR (holiday allowance) during Eid is more than just handing out cash. A neatly prepared envelope filled with crisp new banknotes symbolizes care, respect, and appreciation for the recipient.
That’s why many people take the time to search for the nearest new banknote exchange service before Eid. If you’re wondering where to exchange new money and how to do it safely and easily, here’s a complete guide to help you prepare for a more meaningful celebration.
Where to Exchange New Banknotes for Eid
To make the process easier, you can choose from several official money exchange options—ranging from digital services to visiting a bank branch. Here are the most reliable choices:
1. PINTAR App by Bank Indonesia
PINTAR is an online service provided by Bank Indonesia to help the public exchange new or damaged rupiah banknotes more conveniently. Through this platform, you can book your exchange online without having to queue at a bank.
You can access the service via the official website (pintar.bi.go.id) or through the PINTAR mobile app available on Play Store and App Store.
2. Mobile Cash Services (Kas Keliling)
Kas Keliling is a mobile cash service organized by Bank Indonesia. These services operate at designated locations across Indonesia.
You can check the schedule and locations through the PINTAR website or app. This option allows you to obtain new, fit-for-circulation rupiah banknotes in a practical and organized manner.
3. Commercial Banks
You can also exchange new banknotes at appointed commercial bank branches such as:
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Bank Rakyat Indonesia (BRI)
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Bank Mandiri
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Bank Negara Indonesia (BNI)
These banks receive new banknotes from Bank Indonesia and distribute them to the public, especially ahead of Eid.
How to Check New Banknote Exchange Locations
To exchange money through Kas Keliling, you must first check the official schedule and location:
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Visit pintar.bi.go.id/Order/KasKeliling
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Select your province under “Pilih Provinsi”
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Click “Lihat Lokasi” to see available exchange points
This ensures you visit an authorized location with available quota.
Rules for Exchanging New Banknotes at Bank Indonesia
Before making an exchange, it’s important to understand the official regulations.
1. Maximum Exchange Amount
Each person can exchange up to IDR 4.3 million, divided into:
Large Denominations (Total: IDR 2 million)
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IDR 50,000 × 30 notes
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IDR 20,000 × 25 notes
Small Denominations (Total: IDR 2.3 million)
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IDR 10,000 × 100 notes
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IDR 5,000 × 200 notes
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IDR 2,000 × 100 notes
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IDR 1,000 × 100 notes
Small denominations are especially popular for distributing THR to children and relatives.
2. Banknotes Must Be Fit for Circulation
Old banknotes must still be recognizable and not severely damaged. Notes that are torn beyond half their size or altered in denomination cannot be exchanged.
3. One ID, One Exchange
Each individual can exchange money once using their own national ID (KTP). To exchange more, family members must register separately with their own IDs.
4. Daily Quota System
Bank Indonesia applies a daily quota system. If the quota is full, you must wait for the next schedule or choose another available location.
Requirements for Exchanging Money at Bank Indonesia
To ensure a smooth process:
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Follow the scheduled date, time, and location stated in your booking confirmation
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Bring booking proof (printed or digital)
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Bring cash matching the booked amount
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The exchange value remains the same (year of issuance may differ)
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Banknotes must be authentic and clearly identifiable
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Complete previous bookings before making a new one with the same ID
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Sort banknotes by denomination and year before submission
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Do not tape, staple, or glue banknotes together
How to Exchange New Banknotes
1. Through the PINTAR Website
Steps to book online:
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Visit pintar.bi.go.id
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Select “Penukaran Uang Rupiah Melalui Kas Keliling”
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Choose your province and city
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Select available date and location
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Fill in personal data (Full Name, NIK, phone number, email)
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Choose denominations and amount
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Confirm booking
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Download and save your booking confirmation
2. At Kas Keliling Location
On your scheduled date:
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Bring your KTP and booking proof
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Arrive according to the selected schedule
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Submit your old banknotes
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Receive new banknotes as ordered
3. Through Commercial Banks
Before visiting a bank:
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Check whether you need to be an account holder
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Confirm the maximum exchange limit
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Prepare your KTP, passbook, ATM card (if required)
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Ensure banknotes are neatly arranged and not taped
Exchange process at the bank:
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Visit a participating branch
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Inform staff you want to exchange money
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Take a queue number
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Submit your banknotes to the teller
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Receive new banknotes according to bank policy
Avoid Illegal Street Money Exchange Services
Money exchange activities in Indonesia are regulated by law. Rupiah or foreign currency exchange must only be conducted through institutions licensed by Bank Indonesia, such as official banks or authorized money changers.
Street-side money exchange services without permits are illegal and may result in fines or imprisonment. These transactions are unrecorded and pose security risks.
For safety, legality, and transparency, always exchange money through official institutions.
Plan Your Finances Wisely This Eid
Exchanging new banknotes through official channels ensures a safe and orderly process. Prepare the required documents and book early to avoid missing the quota.
At the same time, Eid expenses can sometimes increase unexpectedly. If you require additional funds during Ramadan or ahead of Eid, financing services like BFI Finance may provide a helpful alternative. With collateral such as vehicle ownership certificates (BPKB) or property certificates, you can apply for financing through a transparent and straightforward process.
With over 40 years of experience and official supervision by Otoritas Jasa Keuangan (OJK), BFI Finance is a trusted partner to help you manage financial needs more confidently—because there’s always a way forward.
