Terms & Conditions
Submission Period: May 1, 2026 – May 31, 2026
The cashback promo applies to customers who apply for financing through a BFI Finance POS, website, or BFI Mobile app and successfully receive fund disbursement, with the following conditions:
- Motorcycle BPKB Collateral Financing Minimum disbursement of Rp7,000,000 receives Rp150,000 cashback. Disbursements exceeding Rp13,000,000 receive Rp300,000 cashback plus Rp200,000 worth of Alfamart vouchers.
- Car BPKB Collateral Financing Minimum disbursement of Rp70,000,000 receives Rp250,000 cashback. Disbursements exceeding Rp120,000,000 receive Rp500,000 cashback plus Rp200,000 worth of Alfamart vouchers.
- Property Certificate Collateral Financing (House/Shop/Shophouse) Minimum disbursement of Rp300,000,000 receives Rp1,000,000 cashback. Disbursements exceeding Rp600,000,000 receive Rp2,000,000 cashback.
This promo is exclusively available to customers who successfully obtain financing approval.
Cashback & Voucher Distribution Schedule:
- By May 20, 2026 — for applications disbursed between May 1–15, 2026
- By June 5, 2026 — for applications disbursed between May 16–31, 2026
This promo is non-transferable, cannot be combined with other promos, and is valid once per customer per period. BFI Finance reserves the right to cancel cashback rewards in cases of misuse, fraud, or violation of these terms. Any changes to the program will be announced on the official website (https://www.bfi.co.id) at least 7 working days in advance. All company decisions are final and binding.
Customer Eligibility
Open to both new and existing BFI Finance debtors who meet the following criteria:
- Indonesian citizen (WNI)
- Aged 21–65 years
- Residence status: own home, spouse's, parents', or rental property (boarding houses permitted in the Denpasar area)
- All professions are eligible, except online motorcycle taxi (ojek online) drivers and any illegal business activities
- No loan restructuring history — for the applicant, spouse, business entity, or related stakeholders — within the past 2 years
Required Documents
-
National ID Card (KTP)
- Family Registration Card (Kartu Keluarga / KK)
- Vehicle Registration (STNK) & Tax Certificate
- Original Vehicle Ownership Certificate (BPKB)
- Proof of Property Ownership
- Proof of Income/Financial Capacity
Motorcycle Profile Requirements
- Must be personally owned with the original BPKB in the applicant's name, or in the name of a spouse/other party with written consent from the BPKB owner. If registered under a company (PT), a Letter of Rights Transfer (Surat Pelepasan Hak) is required.
- Maximum vehicle age: 13 years (minimum production year: 2013); applicable to Japanese brands only
- STNK/tax registration may be under the applicant's or another person's name, with active status or a maximum of 4 years of expired tax
Car Profile Requirements
- Must be personally owned with the original BPKB in the applicant's name, or in the name of a spouse/other party with written consent. Company-registered vehicles require a Letter of Rights Transfer.
- Maximum vehicle age: 13 years (minimum production year: 2013); applicable to Japanese brands only
- STNK/tax registration may be under the applicant's or another person's name, with active status or a maximum of 4 years of expired tax
Property Profile Requirements
- Must have full ownership rights (SHM/SHGB) under the applicant's or spouse's name
- Must be accessible by car (minimum 3-meter road width); not located in a narrow alley or densely packed residential area
- Must not be near public facilities, power lines, cemeteries, or riverbanks
- Must not be currently listed for sale
- Must be occupied — vacant properties are not eligible
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