There are various ways that can be done to get additional funds in a short time. One of them is to apply for a motorcycle BPKB loan. However, there are various things you need to understand before applying for a loan.
Applying for a loan with a motorcycle BPKB guarantee is now easy to do. Trusted finance companies are easy to access and available in various locations. The process and requirements are faster and more practical than other financial institutions. Not surprisingly, this method is widely chosen, especially for those who need funds to be disbursed quickly in a short time.
Apart from the convenience, there are several things you need to understand before applying for a motorcycle BPKB loan. What do you need to know about a loan with a motorcycle BPKB guarantee?
Loan Terms
So that your loan application can run smoothly, make sure to complete all the documents needed to support your loan application. Generally, the documents needed to apply for a motorcycle BPKB loan are:
- ID CARD
- Family card
- Marriage/divorce/death/prenuptial agreement
- Taxpayer identification number (NPWP) or tax return
- Account for the last 3 months
- Employee salary slip or income statement
- Guarantee document (vehicle BPKB in own name or spouse, SHM/SHGB, IMB, AJB, last PBB)
In addition, there are various requirements for prospective customers which are also determined by the financing company. For example, at BFI Finance, prospective customers must be between the ages of 21 to 60 years old, self-employed or permanent employees.
Vehicle Age
In applying for a loan with a motorcycle BPKB guarantee, be sure to also understand the requirements regarding the assets that you can guarantee. One of them is the age and condition of the vehicle. Generally, the terms of the motorbike that can be guaranteed are a maximum of 10 years old with a Japanese or Italian motorcycle brand. In addition, the motorbike must also be in prime condition when it is guaranteed and have a BPKB in its own name.
BPKB Motor Loan Risk
Also, make sure to understand all the risks of a motorcycle BPKB loan. For example, the amount of fines set by each finance company is different. Be sure to understand this before you apply for a loan. The following is also the case with asset withdrawals if you are unable to pay the installments for a certain period of time. Make sure to understand the various risks that exist and carefully calculate whether you can pay off the loan every month.
Those are some of the things you should pay attention to regarding BPKB motorbike loans. You can apply for a safe and reliable motorcycle BPKB loan at BFI Finance Indonesia. At BFI Finance, you have the opportunity to get a disbursement of funds up to 60% of the value of the motorbike you guarantee, you know!
Let's immediately apply for a loan with a trusted motorcycle BPKB guarantee at BFI Finance Indonesia!
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