Applying for a loan with a car BPKB guarantee is a common way to get additional funds in a short time. However, not all places can be used as a place to guarantee your car's BPKB, you know. Come on, check out the tips so you can get a loan safely!
Car BPKB is often an asset that is used as collateral for a mortgage. Because the funds obtained are quite large. You can get a disbursement of approximately 60%-80% of the value of the vehicle you guarantee. In addition, what is guaranteed is only the BPKB of the vehicle. You can still use the vehicle for your daily needs.
Currently, many non-bank financial institutions such as finance companies offer car BPKB guarantee loan services. In fact, some finance companies provide online loan application services.
Even though it looks easy and fast, you still have to be careful with all available loan offers. Because there are still many irresponsible people who will ultimately harm you or commit fraud.
For this reason, you must understand how to apply for a safe BPKB car loan guarantee. Here are tips for applying for a secure loan that you must understand!
Determine Loan Purpose
Before applying for a loan, determine your purpose for applying for a loan first. You need to understand, the purpose of a loan is to meet productive or urgent needs, not to splurge. By setting this goal, you can estimate your ability to pay and not get stuck in debt.
In addition, you must also understand that the disbursement amount will not reach 100% of the value of the vehicle you guarantee. Also pay attention to the interest and installments that must be paid. So, you can determine the loan nominal according to your abilities and needs.
Understand the Terms and Conditions
Of course, not everyone can apply for a loan with a BPKB guarantee. There are terms and conditions that you should pay attention to. Study this so you can calculate your ability to meet all applicable requirements. Also, pay attention to the sanctions that apply if there are obstacles in paying. By understanding the terms and conditions carefully, you can avoid unwanted risks.
Safe Car BPKB Guarantee Place
Finally, make sure that the financing company you are aiming for is safe and reliable. Be sure to choose a finance company that has been registered and supervised by the OJK. So, you get legal protection if something unexpected happens in the transaction process.
In applying for any assets, including car BPKB, there are indeed many things that must be taken into account in order to get a loan safely. You can apply for a loan at BFI Finance to get a secure loan, and it offers many advantages. You can enjoy benefits in the form of flat loan interest and fast disbursement of funds.
Come on, apply for a safe and reliable car BPKB guarantee loan at BFI Finance!