Do you have any more unoccupied property? Instead of being sold or left idle, you better use it to get additional funds. Can be rented out, rented out, or used as collateral for a certificate guarantee loan.
As it turns out, applying for a certificate guarantee loan yields several advantages for you. Because the collateralized assets are of great value, the loan funds you get are also large. The disbursement obtained can reach up to 60% of the value of the guaranteed house. So, if you need large amounts of funds, this is the right way to do it. For example, for education funds or for additional business capital.
What are the benefits that you can get by applying for a home certificate guarantee loan? Come on, see the following reviews!
1. Fast Disbursement Process
The first advantage you get is the fast disbursement process. Of course, this is also determined by the completeness of your documents. As well as the feasibility of the assets you are guaranteeing. However, because the collateralized assets are large, the process still takes longer than loans guaranteed by vehicle BPKB. Generally, the process can take 3-7 working days.
2. Longer Tenor
If you apply for a loan with a certificate guarantee, you can get a longer tenor or loan term. This is because the collateralized assets are worth more than cars or motorbikes. Generally, you can get a tenor of 1-5 years. Some finance companies also offer tenor extensions that you can adjust according to your abilities and needs.
3. Large Certificate Guarantee Loan
The main advantage that you can get from applying for a certificate guarantee loan is that the amount of loan funds you get is larger. Compared to loans with BPKB guarantees because the value of the guaranteed assets is much greater. You can get a disbursement of up to 80% of the value of the guaranteed home.
However, don't be tempted by large and original funds in applying for a loan. Make sure that you apply for a loan according to your needs and abilities. Remember that the assets you are guaranteeing are of great value, so you must be responsible for the existing loans.
Those are the various advantages that you can get by applying for a certificate guarantee loan. Instead of being left alone, it's better if your house is guaranteed for productive needs, such as additional business capital. Come on, apply for a certificate guarantee loan at BFI Finance!
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