Don't let your electric car's value just sit parked in the garage. Use your electric car's BPKB (vehicle ownership certificate) to get financing up to 80% of your vehicle's value. This special offer for electric vehicle owners is available for a limited time until November 2026.
Requirements for Prospective Borrowers
- Customer Status: Open to both new and existing BFI Finance customers.
- Nationality: Indonesian citizens (WNI).
- Age Limit: Minimum 21 years old and maximum 65 years old when installments are completed/paid off.
- Residence Status:
- Home owned by yourself, spouse, parents, or family within the same Family Card (KK), or with Annual Rental/Lease status.
- Profession/Occupation: Applicable to all types of occupations, except those listed under OJK prohibition and money laundering regulations.
Requirements for Eligible Electric Cars
- Car Type & Status:
- Must be an electric car with an Original BPKB.
- BPKB may be under your own name, spouse's name, or a family member's name within the same KK.
- The car brand & model must be on BFI's list of approved electric car brands (such as BYD, Hyundai, Wuling, Aion, Chery, Denza, Geely, Jaecoo, MG).
- Car Age & Mileage Limit (Kilometers/KM):
- Maximum car age of 4 years.
- Mileage & Installment Duration Rules:
- Car Age 1 Year: Maximum mileage of 30,000 KM (Maximum installment period of 4 years)
- Car Age 2 Years: Maximum mileage of 60,000 KM (Maximum installment period of 4 years)
- Car Age 3 Years: Maximum mileage of 80,000 KM (Maximum installment period of 3 years)
- Car Age 4 Years: Maximum mileage of 100,000 KM (Maximum installment period of 2 years)
(Applies to High-Risk Debtor Profiles)
3. Loan Amount (Disbursed Funds):
- Funds disbursed up to a maximum of 80% of the car's current price.
Required Documents
- Personal & Residence Documents:
- KTP (ID card), Family Card (KK), and NPWP (tax ID).
- Proof of home ownership (PBB property tax/House Certificate/Sale and Purchase Deed).
- Car Documents:
- STNK, BPKB, Vehicle Tax, and Invoice.
- Must attach an Official Service Record showing that the vehicle was serviced on time at an authorized service center.
3. Income Documents:
- Employees: Salary slip, Certificate of Employment, and bank statements from the last 3 months.
- Self-Employed/Business Owners: Proof of business transactions, bank statements from the last 3 months, and Business License/Business Deed.
Apply for financing secured by your electric car during the DIGEBER Promo period and get the chance to earn cashback of up to Rp1,000,000, subject to the applicable terms and conditions. For more information, check the following link.