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Applying for a Personal Loan for Millennials

Admin BFI
5 April 2021
4315
Applying for a Personal Loan for Millennials

As millennials, the needs of life are increasing. Starting from business capital needs, to long-term needs such as buying a dream house and vehicle, education costs, and much more. Applying for a personal loan can be a solution for you to meet various financial needs.

Applying for a personal loan is now quite easy. Many finance companies offer convenience for prospective borrowers. Borrowers can take advantage of online loan services so you don't have to come to the loan company's office. Simply upload the required data and documents on the finance company's official website, you can get the funds you need in just days, even hours. You can also choose the right loan product by simulating a loan online.

One of the loan products that are suitable for meeting needs that require large amounts of funds is multipurpose loans. Come on, take a look at all the personal loan applications for millennials!

Multipurpose Loans For Millennials

If you already have personal assets and need large amounts of funds, applying for a multipurpose loan can be a profitable solution for you.

Currently, multipurpose loans are not only provided by banks, but you can also get them through financing companies such as pawnshops and leasing. This loan product is suitable for those of you who need large amounts of funds. Such as business expansion, education costs, and so on. Because the collateralized assets are of great value, the loan funds you get are even more than applying for a loan without a loan (KTA).

Now, you can apply for a multipurpose loan online. It is enough to complete the required requirements through the website of the finance company you choose, and the funds can be immediately disbursed in just a matter of days. You can also do a loan simulation in advance to estimate the funds you need and the tenor that suits your abilities. However, the requirements and disbursement time do require a longer period compared to KTA, because the finance company must verify documents and survey assets to be pledged as collateral.

 

Tips for Applying for Personal Loans for Millennials

Interested in applying for a personal loan? Make sure to use the loan wisely, yes!

Try to keep your debt ratio ideal. Ideally, the loan you have should not exceed 30% of your monthly income.

Also, avoid applying for personal loans for consumptive lifestyle needs. Because this will only complicate your finances and cause you to be in debt that accumulates. Apply for a loan according to your needs and abilities.

Apply for a personal loan to a finance company registered and supervised by the OJK. So, you have legal protection if something unexpected happens in the transaction process.

Come on, apply for a trusted personal loan only at BFI Finance Indonesia!

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