SUMMONS TO THE EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS PT BFI FINANCE INDONESIA Tbk (“the Company”)

The Board of Directors hereby invites Shareholders of the Company (“the Shareholders”) to attend the Extraordinary General Meeting of Shareholders (“EGMS”) which will be held on:

Agenda of EGMS are as follows:

1. Approval of The Changes in The Management Composition of the Company.

   Explanation:

   In this agenda we will discuss the Approval of the Resignation of Sunata Tjiterosampurno as Commissioner of the Company.

2. Approval of the Capital Increase Without Pre-emptive Rights as referred to in Regulation No. 32/POJK.04/2015 as amended by POJK No. 14/POJK.04/2019 in connection with the Management and Employee Stock Option Plan (MESOP).

    

   Explanation:

   The Company plans to implement a stock ownership program for management and employees at certain levels within the Company and its subsidiaries, referred to as the Management and Employee Stock Option Program (MESOP Program), by granting Option Rights to MESOP Program Participants to exercise such Option Rights to purchase new shares to be issued by the Company through a Capital Increase Without Pre-emptive Rights (PMTHMETD) as referred to in Regulation No. 14/POJK.04/2019. Accordingly, the EGMS can make decisions if the GMS is attended by more than 1/2 (one half) of the total number of shares with valid voting rights owned by Independent Shareholders. The resolution of the second GMS shall be valid if approved by more than 1/2 (one-half) of the total number of shares with valid voting rights owned by the Independent Shareholders present at the second GMS.

    

   NOTES:

   1. The Company does not send special invitations to the Company's Shareholders. This summons is an official invitation for the Company's Shareholders and can also be seen on the Company's website (www.bfi.co.id). 
   2. In order to facilitate an orderly Meeting, the shareholders or their attorneys are kindly requested to arrive at the Meeting at the latest by 01:00 p.m. Western Indonesia Time.
   3. Shareholders who are entitled to attend or be represented at the EGMS, are shareholders whose names are registered in the Register of Shareholders of the Company at the close of trading on the Stock Exchange on August 21, 2025, at 04:00 p.m. Western Indonesia Time.

   4. The Company urges Shareholders to attend electronically or perform electronic power of attorney (e-Proxy) through the eASY.KSEI application by taking into account the following matters:

      1. Shareholders of the Company who can use the eASY.KSEI application are shareholders whose shares are kept in KSEI collective custody;

      2. The Company's Shareholders must first be registered in the KSEI Securities Ownership reference facility ("AKSes KSEI"), For Shareholders who have not been registered, please register first through the website https://akses.ksei.co.id
      3. In order to be able to use the eASY.KSEI application, Shareholders can access the eASY.KSEI menu, the eASY.KSEI Login sub-menu which is located in the KSEI AKSes facility (https://akses.ksei.co.id);
      4. Shareholders of the Company can declare their presence electronically until September 12, 2025 at 12.00 p.m. Western Indonesia Time ("Deadline for Declaration of Attendance"), and cast their votes via eASY.KSEI from the date of this Invitation until the Deadline for Declaration of Attendance.
   5. For the Company's Shareholders in the form of letters/scripts, the Company prepares a Conventional Power of Attorney which can be downloaded through the Company's website.

      1. A power of attorney has been completed and signed along with supporting documents can be sent a scanned copy via email to rsrbae@registra.co.id and email to corsec@bfi.co.id. The original power of attorney must be sent by registered letter to the Company's BAE, namely PT Raya Saham Registra, no later than September 12, 2025 at 1.30 p.m. Western Indonesia Time, at the following address:

         PT Raya Saham Registra

          Plaza Sentral Building 2 ^nd Floor

         Jl. Jend. Sudirman 47-48

         Karet Semanggi

         Jakarta 12930

      2. Director, members of the Board of Commissioners or employees the Company can act as proxy for shareholders with a conventional power of attorney at the EGMS, but the votes cast as proxy are not counted in voting during the EGMS.

   6. 1. Shareholders or their proxies who will attend the Meeting must show their Identity Cards.

      2. Shareholders of the Company in the form of legal entity are required to submit a photocopy of the latest articles of association and notarial deed regarding the appointment of member of the board of commissioners and directors or management who are still in office at the Meeting, to the registration officer at the registration site before entering the Meeting room.

      3. Shareholders who shares are registered in collective custody at PT Kustodian Sentral Efek Indonesia (“KSEI”), or their proxies, are required to provide a Written Confirmation for the Meeting or KTUR the registration officer.

   7. One Share entitles its holder to cast 1 (one) vote. If a shareholder has more than 1 (one) share, the vote cast apply to all the shares he owns.

    

   South Tangerang, August 22, 2025

   Board of Directors