Key Financial Highlights


Figures in tables below are presented in billion rupiah.

Description 2017 2018 2019 2020 2021
Consolidated Statement of Profit or Loss and Other Comprehensive Income
Financing Income 3,936 4,893 5,000 4,302 3,821
Others 106 125 241 268 302
Total Income 4,042 5,018 5,241 4,570 4,123
Interest and Financing Charges 895 1,036 1,008 871 570
Salaries and Benefits 889 1,075 1,217 1,122 1,023
General and Administrative 462 542 705 536 647
Provision for Impairment Losses 303 509 426 1,058 435
Others 5 16 793 113 37
Total Expenses 2,554 3,178 4,149 3,700 2,712
Profit Before Tax 1,488 1,840 1,092 870 1,411
Income Tax Expense 300 372 380 168 280
Profit for the Year 1,188 1,468 712 702 1,131
Other Comprehensive Income for the Year - Net of Tax (29) 71 (102) 126 67
Total Comprehensive Income for the Year 1,159 1,539 610 828 1,198
 
Consolidated Statement of Financial Position
Cash and Cash Equivalents 225 755 660 1,415 969
Net Financing Receivables 15,175 17,283 17,439 12,700 13,683
Other Receivables - Net  414 198 154 155 87
Derivative Assets - 110 - - -
Fixed Assets - Net 457 530 541 606 607
Intangible Assets - Net 20 32 30 43 56
Other Assets 192 209 266 282 234
Total Assets 16,483 19,117 19,090 15,201 15,636
Fund Borrowings 6,819 6,900 7,730 4,795 4,789
Securities Issued - Net 3,909 5,196 3,758 2,979 2,488
Other Payables 851 817 1,522 821 929
Total Liabilities 11,579 12,913 13,010 8,595 8,206
Equity 4,904 6,204 6,080 6,606 7,430
Total Liabilities and Equity 16,483 19,117 19,090 15,201 15,636