Amid global economic uncertainty, a fixed salary is often not enough to cover daily needs—especially for those with families who want to grow their assets, invest, or save for the future. This has led many employees to start looking for side hustles that won’t interfere with their main jobs. They're seeking opportunities that can run alongside their daily office routines.
If you’re looking to earn extra income, this article is perfect for you! Here are 23 employee side hustle ideas recommended by the BFI Finance Team.
1. Online Selling
Run an online business anytime—even during your lunch break. Sell products you love, like clothes, snacks, or accessories. It requires minimal capital and can start through social media or e-commerce platforms.
2. Freelance Photographer
Own a camera and love photography? Offer services for graduations, family shoots, or small business products. Sell candid photos from public areas and promote them via social media or photography marketplaces.
3. Private Tutoring
If you're skilled in school subjects, music, or languages, offer tutoring services. You only need knowledge and free time. Promote yourself to neighbors or on social media.
4. Personal Shopper (Jastip)
Frequently travel to big cities or abroad? Start a personal shopping service. Clients pay in advance, and you earn from your service fee—no upfront capital needed.
5. Affiliate Marketing
Share product links and earn commission from purchases made through your link. Ideal for those active on social media who love recommending products.
6. Dropshipping
Similar to online selling, but without stocking products. Suppliers ship directly to customers. It’s low-risk and practical.
7. Preloved Items Business
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Sell unused, good-condition items online or offer consignment services for others. Earn commission from every item sold.
8. Content Writing
Enjoy writing? Offer article, caption, or copywriting services to businesses. This flexible job can be done from home.
9. Property or Vehicle Agent
Have sales skills? Try brokering property or vehicle sales. You can earn big commissions by connecting buyers and sellers.
10. Graphic Design Services
If you’re good at design, offer freelance services for logos, social media posts, or business materials. Set your own prices and deadlines.
11. Rental Business
Rent out your camera, motorbike, camping gear, or party tools. Promote on social media or rental platforms to generate steady income.
12. Translation Services
Fluent in foreign languages? Translate documents, articles, or videos for students, academics, or companies. This job is very flexible.
13. Insurance Agent
Help others plan their finances while earning commissions. Explain insurance benefits and recommend suitable products.
14. Blogger
Write blogs about personal experiences, hobbies, or product reviews. Gain income from ads, affiliate links, or brand collaborations.
15. YouTuber
Create YouTube videos about finances, office life, or daily vlogs. Use your phone and basic editing skills to start your own channel.
16. Tutoring Service (Bimbel)
Love teaching? Offer tutoring for students after work or on weekends—at a tutoring center or from home.
17. Website Development Services
Build websites for businesses or personal use. Offer maintenance services for recurring income.
18. Online Driver Partner
Have a vehicle? Join ride-hailing or food delivery platforms. Choose your own schedule and earn extra income.
19. Boarding House or Property Rental
Own empty property? Rent it out for passive income. Manage it occasionally and earn monthly without much effort.
20. Baby Gear and Toy Rental
Modern parents prefer renting. Offer baby gear or educational toys for daily or weekly rental—especially practical if you already own them.
21. Make-Up Artist (MUA)
Have make-up skills? Offer your services for graduations, weddings, or photo shoots. Promote on social media and build your portfolio.
22. Catering Business
Love to cook? Offer lunch boxes, healthy meals, or baby food catering (MPASI). Promote to coworkers with affordable pricing.
23. Custom Product Business
Sell personalized items like name mugs, printed shirts, or gift hampers. Use local printing services or do it yourself if you have the tools.
Starting a side hustle takes determination and the right idea—but sometimes, you also need additional capital. If you plan to start or grow your side business but are held back by a lack of funds, BFI Finance is here to help.
As a trusted financial institution serving customers for years, BFI Finance offers safe, fast, and flexible funding by securing your Motorcycle BPKB, Car BPKB, or House/Shop Certificate.
Don’t let limited capital stop your dreams.
#SelaluAdaalan with BFI Finance.
BFI Finance is licensed and supervised by the Financial Services Authority (OJK)
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