Ramadan and Eid are moments eagerly awaited by many Muslims. However, both occasions are also closely associated with increasing needs, ranging from household consumption and worship preparations to carrying out Eid traditions, such as giving holiday allowances (THR) or traveling home (mudik).
In this context, BFI Finance Sharia Financing for Ramadan and Eid needs can be one of the options to consider. So, how can this financing help meet your needs, and what products are offered? Read the full explanation below.
What Is BFI Finance Sharia Financing?
Sharia Financing is a service designed to help you meet various needs using sharia principles. This service is managed by the Sharia Business Unit (Unit Usaha Syariah/UUS) of BFI Finance (BFI Finance Sharia), which is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) and the Sharia Supervisory Board.
The financing process uses sharia contracts, ensuring that transactions comply with Islamic principles and law. The sharia contracts applied at BFI Finance Sharia include murabahah, ijarah, and al bai' wa al isti'jar, adjusted to the type of transaction.
Types of Ramadan and Eid Needs Supported by BFI Finance Sharia
BFI Finance Sharia Financing can support various Ramadan and Eid needs, including:
Productive Financing for Businesses
Ramadan is often used as an opportunity to start or expand a business, such as selling iftar snacks (takjil), hampers, or catering services for iftar and suhoor events. With Sharia Financing from BFI Finance, you can obtain additional funds as business capital to make the most of this golden opportunity.
Homecoming (Mudik) Expenses
Gathering with family and sharing warmth during Ramadan or Eid is a tradition cherished by many. However, it is often constrained by transportation and travel consumption costs. In this case, Sharia Financing can be a solution to obtain additional funds.
Home Renovation Ahead of Eid
When Eid arrives, many guests such as relatives, friends, and neighbors visit the house. Therefore, people often renovate their homes to prepare for welcoming guests. If you need funds for home renovation before Eid, you can utilize Sharia Financing services from BFI Finance.
Umrah Pilgrimage
During Ramadan, many Muslims take the opportunity to perform Umrah to gain its special virtues, one of which is receiving a reward equivalent to Hajj with the Prophet. In this regard, BFI Finance Sharia can help you realize this through Sharia Financing.
BFI Finance Sharia Financing Products for Ramadan and Eid Needs
The various needs during Ramadan and Eid mentioned above can be fulfilled with the help of Sharia Financing from BFI Finance. Here are the available product options:
1. Umrah Financing
One of the products offered by BFI Finance Sharia is Umrah Financing. This financing product helps those who wish to perform Umrah in the Holy Land during Ramadan. Performing Umrah in Ramadan has special virtues that cannot be found in other months, including rewards equivalent to Hajj with the Prophet.
This makes it a golden moment that should not be missed, and you can realize it with the help of Umrah Financing. To facilitate your worship journey, BFI Finance Sharia has collaborated with several reliable Umrah travel agencies as trusted partners.
2. Used Car Purchase Financing
If you are planning to travel home for Eid but do not own a vehicle, the Used Car Purchase service from BFI Finance Sharia can be a suitable solution. In addition to personal use, the car obtained through this financing can also be used for rental business purposes, considering the high demand during Ramadan and Eid.
This financing uses a murabahah contract, which is a sale and purchase agreement with an agreed profit margin between the buyer and the financial institution, in this case, BFI Finance Sharia.
3. Multipurpose Financing
Compared to the previous two products, Multipurpose Financing offers more flexible usage. You can obtain additional funds to meet various Ramadan and Eid needs, ranging from business operational costs, home renovations, purchasing Eid clothing and necessities, to preparing holiday allowances (THR).
That concludes the explanation of BFI Finance Sharia Financing for Ramadan and Eid needs. With increasing expenses during these periods, it is important to prepare carefully so you can enjoy the warmth of Ramadan and Eid with peace of mind.
To help you meet these needs, Sharia Financing through the Sharia Business Unit (UUS) of BFI Finance can be a reliable solution. You can obtain financing that aligns with sharia principles using ijarah and murabahah contracts.
In addition, BFI Finance is a trusted financing institution, as it is licensed and supervised by the Financial Services Authority (OJK). So, what are you waiting for? #JauhLebihTenang, fulfill your Ramadan and Eid needs with BFI Finance Sharia.
