Terms & Conditions
Application period: April 1, 2026 – April 30, 2026
The cashback promo is valid for customers who apply for financing through POS, the website, or the BFI Mobile application and successfully obtain financing from BFI Finance, under the following conditions:
- Motorcycle BPKB collateral financing with a minimum of IDR 10,000,000 (ten million rupiah) is eligible for a cashback of IDR 300,000 (three hundred thousand rupiah), valid for the first 10 approved applications.
- Car BPKB collateral financing with a minimum of IDR 120,000,000 (one hundred twenty million rupiah) is eligible for a cashback of IDR 750,000 (seven hundred fifty thousand rupiah), valid for the first 9 approved applications.
- Property certificate collateral financing with a minimum of IDR 500,000,000 (five hundred million rupiah) is eligible for a cashback of IDR 1,500,000 (one million five hundred thousand rupiah), valid for the first 8 approved applications.
- The promo is only granted to customers who apply for financing and successfully obtain financing.
- Cashback will be distributed no later than May 15, 2026, and will be transferred to the customer’s disbursement account.
- The promo is non-transferable and cannot be combined with other promotions.
- The promo is valid only once per customer (within the period).
- The company reserves the right to cancel cashback if there is any indication of misuse, fraud, or violation of the terms and conditions.
- The company reserves the right to modify, terminate, or extend the cashback program by notifying customers through the website (https://www.bfi.co.id) no later than 7 working days prior to the changes taking effect.
- The company’s decision is final and binding.
Customer Criteria
Applications are open to both new and existing BFI Finance customers.
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Indonesian citizens (WNI).
- Aged 21–65 years.
- Residential status: owned house, spouse’s house, parents’ house, or rented house (boarding/kost allowed only in Denpasar).
- Applicable to all professions, except online motorcycle taxi drivers and any illegal business/profession.
- No loan restructuring in the past 2 years (for the applicant, spouse, business entity, or other stakeholders).
Required Documents
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ID Card (KTP)
- Family Card (KK)
- Vehicle Registration Certificate (STNK) & tax
- Vehicle Ownership Certificate (BPKB)
- Proof of property ownership
- Proof of income
Motorcycle Profile
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The motorcycle must be personally owned with the original BPKB under the applicant’s name, spouse’s name, or another party’s name with consent from the original BPKB owner (as listed). If under a company name, a Release Letter must be attached.
- Maximum vehicle age is 13 years (minimum year: 2013), only for Japanese brands.
- STNK/tax can be under the applicant’s or another party’s name, with active status or expired for a maximum of 4 years.
Car Profile
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The car must be personally owned with the original BPKB under the applicant’s name, spouse’s name, or another party’s name with consent from the original BPKB owner (as listed). If under a company name, a Release Letter must be attached.
- Maximum vehicle age is 13 years (minimum year: 2013), only for Japanese brands.
- STNK/tax can be under the applicant’s or another party’s name, with active status or expired for a maximum of 4 years.
Property Profile
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Must have legal ownership rights (SHM/SHGB) under the applicant’s or spouse’s name.
- Not located in an alley; must be accessible by a car (minimum width 3 meters) and not located within a dense residential area.
- Not near public facilities, power lines, cemeteries, or riverbanks.
- Not in the process of being sold.
- Already occupied (not vacant).
What are you waiting for? Make your dreams come true with BFI Finance! #SelaluAdaJalan