BFI Finance Ramadan Blessings – Vehicle BPKB Cashback Promo

Cashback Promotion Terms and Conditions

The cashback promotion for financing with Car and Motorcycle BPKB collateral / Dana Express is valid from February 10 – March 31, 2026.

Types of Ramadan Blessing Program Rewards

• For Car BPKB financing, the Ramadan Blessing Program offers two types of rewards: Cashback or Shopping/Fuel Vouchers.

• For Motorcycle BPKB financing, the reward is Cashback only.

• Cashback or vouchers apply only to customers who submit applications and successfully receive financing during the promotional period.

• Customers with Car BPKB collateral may choose only one reward type: Cashback, Shopping Voucher, or Fuel Voucher.

• If Cashback is selected, the reward will be given in cash and transferred to the customer’s disbursement account no later than 30 days after the promotion period ends.

• If Shopping or Fuel Vouchers are selected, the reward will be provided in physical or digital voucher form. Voucher brands may vary depending on regional availability. Vouchers will be received by customers no later than 30 days after the promotion period ends.

• This Ramadan Blessing Program cannot be combined with other promotional programs.

• One mobile phone number with one official identity (ID card/KTP) may participate in this promotion only once during the promotional period.

Ramadan Blessing Program Reward Details

• Customers applying for Motorcycle BPKB financing with a loan amount of ≥ IDR 12,000,000 will receive cashback of IDR 100,000.

• Customers applying for Car BPKB financing with a loan amount of ≥ IDR 125,000,000 will receive cashback or shopping/fuel vouchers worth IDR 500,000.

• Customers applying for Car BPKB financing with a loan amount of ≥ IDR 250,000,000 will receive cashback or shopping/fuel vouchers worth IDR 1,000,000.

This cashback promotion is valid for financing applications submitted through Agents, BFI Finance Hotline, Branches / POS (walk-in), Website, and BFI Finance Mobile Apps.

BFI Finance reserves the right to take necessary actions in the event of any customer fraud, without prior notice.

Customer Eligibility Criteria

• Applications are valid for both new and existing BFI Finance customers.

• For existing customers with Car BPKB financing, this promotion does not apply to top-up applications or early settlement of ongoing contracts.

• Customer age must be 21–70 years (under 21 years old must be married).

• Applicable to all professions, except high-risk occupations as stipulated under applicable laws and regulations.

Maximum Vehicle Age

Car:

• Up to 20 years (including tenor) for sedan, jeep, minibus, and double cabin types

• Up to 13 years (including tenor) for other car types

Motorcycle:

• Maximum 13 years (including tenor)

• Minimum production year 2013 for financing in 2026

Required Documents

• Applicant’s ID Card / Spouse’s ID Card

• Family Card

• Proof of Income

• Vehicle Registration Certificate (STNK)

• Vehicle Ownership Certificate (BPKB)

• Vehicle Invoice

The BPKB may be under the applicant’s name, spouse’s name, or another party’s name with prior consent from the BPKB owner.

By participating in this promotion, customers are deemed to have read, understood, and agreed to all applicable terms and conditions. Don’t miss this opportunity—apply now for financing with vehicle BPKB collateral!

BFI Finance only approves financing applications from prospective customers who meet the required criteria and financing aspects in accordance with prevailing regulations.

BFI Finance is licensed and supervised by the Financial Services Authority (OJK).
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