MAJU: Make Your Plans a Reality, Enjoy Cashback Up to Rp2 Million!

Terms & Conditions

1. General Program Terms

The program applies to new BFI Finance customers who apply for financing and successfully complete fund disbursement through the official BFI Finance Website or a BFI Finance Point of Service (POS) during the program period.

The program applies to the following products:

• Motorcycle BPKB (Vehicle Registration Certificate) Collateral Financing;
• Car BPKB Collateral Financing; and
• House Certificate Collateral Financing.

2. Product Terms

A. Motorcycle BPKB Collateral Financing

• Financing tenor up to 24 months.
• Interest rate starting from 2.25% per month.
• Fund disbursement process within 1 day, subject to the following conditions:
  • The consumer has completed all applicable financing documents and requirements,
  • The documents and information provided can be verified by BFI Finance,
  • The verification and financing analysis results meet BFI Finance's requirements.
• Disbursement time is calculated after all required documents and requirements are complete and the financing analysis process is confirmed to meet BFI Finance's requirements.

B. Car BPKB Collateral Financing

• Financing tenor up to 48 months.
• Interest rate starting from 0.76% per month.
• Fund disbursement process within 1 day, subject to the following conditions:
  • The consumer has completed all applicable financing documents and requirements,
  • The documents and information provided can be verified by BFI Finance,
  • The verification and financing analysis results meet BFI Finance's requirements.
• Disbursement time is calculated after all required documents and requirements are complete and the verification and financing analysis process is confirmed to meet BFI Finance's requirements.

C. House Certificate Collateral Financing

• Financing tenor up to 84 months.
• Financing of up to Rp5 billion, subject to BFI Finance's analysis results and financing requirements.
• Disbursement conditions:
  • The consumer has completed all applicable financing documents and requirements,
  • The documents and information provided can be verified by BFI Finance,
  • The verification and financing analysis results meet BFI Finance's requirements.
• Disbursement time is calculated after all required documents and requirements are complete and the verification and financing analysis process is confirmed to meet BFI Finance's requirements.

3. Cashback Terms

Consumers are entitled to cashback when applying for financing under the following conditions:

A. Motorcycle BPKB Collateral Financing

B. Car BPKB Collateral Financing

C. House Certificate Collateral Financing

The House Certificate Collateral Financing cashback program is subject to a quota for consumers who meet all program requirements and successfully complete disbursement during the promo period.

4. Cashback Terms

• Consumers must meet all applicable financing requirements and terms at BFI Finance.
• Cashback is only given to consumers whose financing has been disbursed during the program period.
• Each consumer is entitled to receive cashback only once (1 time) during the Campaign MAJU period.
• For products with a tenor-based cashback scheme, consumers are only entitled to the single highest cashback amount corresponding to the tenor requirement met, and this cannot be combined with other promotions.
• Cashback cannot be transferred to another party or exchanged for any other form of reward.
• Cashback will be transferred to the consumer's disbursement account according to the following schedule:
  • For disbursements made between August 1–31, 2026, cashback will be paid out by September 15, 2026 at the latest.
  • For disbursements made between September 1–30, 2026, cashback will be paid out by October 15, 2026 at the latest.
• BFI Finance reserves the right to cancel the cashback if invalid data, financing cancellation, or a violation of the program's terms and conditions is found.
• BFI Finance's decisions regarding the implementation of the program are final.
• BFI Finance reserves the right to change, extend, or end the program at any time in accordance with company policy.
• By participating in this program, consumers are deemed to have read, understood, and agreed to all applicable terms and conditions.

Strengthen your resolve, take action, and make your plans a reality with a financing solution that fits your needs. #SelaluAdaJalan (There's Always a Way)

Full information about the benefits, risks, costs, and other terms of the financing products can be accessed via the link below.