Be a JUARA (Champion) for Your Loved Ones — Win E-Vouchers and Cashback!

Terms & Conditions

• Submission Period: June 1, 2026 – July 31, 2026
• This cashback promo applies to customers who submit a financing application through a POS, the BFI Finance website, or the BFI Mobile app and successfully receive fund disbursement from BFI Finance, subject to the following terms:

• This promo is exclusively available to customers who successfully obtain financing approval.
• Cashback and e-vouchers will be disbursed within a maximum of 30 days after fund release.
• This promo is non-transferable and cannot be combined with any other promotion.
• This promo is valid once per customer per promotion period.
• The company reserves the right to cancel cashback rewards if any indication of misuse, fraud, or violation of these terms and conditions is found.
• The company reserves the right to modify, suspend, or extend the cashback program by notifying customers via the official website (https://www.bfi.co.id) no later than 7 business days before any changes take effect.
• All company decisions are final and binding.

Customer Eligibility

• Open to both new and existing BFI Finance customers.
• Indonesian citizen (WNI).
• Age 21–65 years old.
• Residential status: own home, spouse's home, parents' home, or rental property. (Boarding house/kost is permitted exclusively in the Denpasar area.)
• All professions are eligible, except online motorcycle taxi (ojek online) drivers and any profession or business that violates the law.
• No loan restructuring history — applicable to the applicant, spouse, business entity, or other stakeholders — within the past 2 years.

Required Documents

• National ID Card (KTP)
• Family Registration Card (Kartu Keluarga / KK)
• Vehicle Registration Certificate (STNK) & Tax Document
• Vehicle Ownership Certificate (BPKB)
• Proof of Property Ownership
• Proof of Capacity (Income)

Motorcycle Profile

• The motorcycle must be owned by the applicant, with the original BPKB under the applicant's name, or under the name of a spouse or another party with written consent from the registered BPKB owner. If registered under a PT (company), a Letter of Rights Waiver (Surat Pelepasan Hak) must be attached.
• Maximum vehicle age: 13 years (minimum vehicle year: 2013). Applicable to Japanese brands only.
• STNK/tax may be registered under the applicant's name or another party's name, provided it is still active or has been expired for no more than 4 years.

Car Profile

• The car must be owned by the applicant, with the original BPKB under the applicant's name, or under the name of a spouse or another party with written consent from the registered BPKB owner. If registered under a PT (company), a Letter of Rights Waiver (Surat Pelepasan Hak) must be attached.
• Maximum vehicle age: 13 years (minimum vehicle year: 2013). Applicable to Japanese brands only.
• STNK/tax may be registered under the applicant's name or another party's name, provided it is still active or has been expired for no more than 4 years.

Property Profile

• The applicant must hold legal ownership rights over the property (SHM/SHGB) under the applicant's or spouse's name.
• The property must not be located in a narrow alley; it must be accessible by at least one car (minimum road width: 3 meters) and not situated within a densely packed residential cluster.
• The property must not be near public facilities, power lines, cemeteries, or riverbanks.
• The property must not be in the process of being sold.
• The property must be occupied and not left vacant.

So, what are you waiting for? Become a CHAMPION with BFI Finance! #ThereIsAlwaysAWay