POS (Point of Sales) is a service channel that allows customers to conduct transactions directly in a simpler and more convenient way.
BFI Finance is one of the financing companies that provides POS services to streamline the financing application process—especially for loans secured by motorcycle BPKB, car BPKB, and property certificates (house, shop house/ruko, or office shop/rukan).
Through POS BFI Finance, transactions are faster and more efficient thanks to a fully digitalized system. Every financing application is also assisted directly by the POS team, ensuring a quicker, more accurate process with minimal obstacles. To learn more about POS BFI Finance, read this article until the end.
What Is POS BFI Finance?
BFI Finance continuously strives to stay closer to its customers. One of its initiatives is establishing POS BFI Finance service points across various locations in Indonesia.
POS BFI Finance is a physical service office that enables customers to complete transactions directly while being supported by a digital ecosystem. Its presence is part of a direct-to-customer strategy designed to deliver more personalized, accessible, and convenient financing services for the wider community.
The Purpose of POS BFI Finance
POS BFI Finance was established to enhance the customer experience, particularly for those seeking loans secured by motorcycle BPKB, car BPKB, or property certificates. Its key objectives include:
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Enabling refinancing solutions to help customers overcome financial challenges
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Supporting digital partnerships and other BFI channels
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Strengthening the digital financing ecosystem
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Expanding access to financing services closer to customers
Services Available at POS BFI Finance
POS BFI Finance provides secured financing solutions using vehicle ownership documents (BPKB) and property certificates. Here are the details:
1. Motorcycle BPKB Financing
Customers can apply for financing by pledging their motorcycle BPKB. The process is simple, fast, and directly recorded in BFI Finance’s digital system.
2. Car BPKB Financing
For larger loan amounts, customers can use their car BPKB as collateral. Accepted vehicle types include:
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SJMB (Sedan, Jeep, Minibus)
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Non-SJMB (Pick-up, Truck, Bus)
Tenors are available for up to 48 months.
3. Property Certificate Financing (House/Ruko/Rukan)
Property certificates such as houses, shop houses (ruko), or office shop units (rukan) can be used as collateral to obtain higher loan amounts, with tenors of up to 70 months.
By visiting the nearest POS BFI Finance location in your city, you can submit your secured financing application directly and efficiently.
Key Advantages of POS BFI Finance
POS BFI Finance offers several benefits, from digital service integration to strategic locations.
1. Digitalized Services for Faster Processing
POS BFI Finance leverages digital platforms to support application submissions, risk profile assessments, and credit analysis quickly and accurately. This reduces the need for physical documents and accelerates verification, allowing faster fund disbursement once approved.
2. Assisted by Experienced Professionals
Your financing application is guided by a professional team to ensure a smooth, accurate, and efficient experience. For example, when filling out an online application form, the POS team will assist you through the entire process to minimize potential issues.
3. Flexible Financing Solutions
POS BFI Finance offers attractive financing packages, including the Super Deal Win package for car BPKB collateral. Through this program, customers can receive up to 95% of the collateral value for SJMB cars and up to 85% for non-SJMB vehicles, with competitive interest rates.
4. Strategic Locations
POS BFI Finance outlets are located in strategic areas close to major community activity centers, including Tangerang and Bekasi. This makes in-person financing services more accessible and convenient.
POS BFI Finance Locations
POS BFI Finance was first established in 2024 in several areas, including Tangerang and East Jakarta. In 2025, it expanded significantly, reaching more than 80 locations.
To find a complete list of POS BFI Finance locations, visit the official BFI Finance website and:
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Go to the Branch Locator page.
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Enter your city, district, or regency in the search bar.
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Click “Search” to begin.
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Select “Get Directions” to open Google Maps and navigate to your chosen POS location.
Apply for Financing Easily with POS BFI Finance
POS BFI Finance represents a major step forward in enhancing service quality and customer convenience through a direct-to-customer strategy.
This approach allows you to apply for secured financing using Motorcycle BPKB, Car BPKB, or Property Certificates more easily and quickly. As a result, you can promptly meet various financial needs, such as business capital, investment, or home renovation.
BFI Finance is licensed and supervised by Otoritas Jasa Keuangan, ensuring that every transaction—including those conducted through POS BFI Finance—is secure, reliable, and accountable.
Apply for financing today, because with BFI Finance, there’s always a way to achieve your financial goals.
