Job Description

• Intensive Learning: Engage in an intensive development program focusing on the financing business.

• Business Strategy: Actively participate in business management and growth strategies.

• Sales & Marketing: Drive business growth through innovative product marketing.

• Networking: Build professional relationships with customers and strategic partners.

• Service Excellence: Manage operations and maintain the highest quality of service.

• Leadership Track: Prepared to become a front-line leader for BFI Finance’s business.

Requirements

• Minimum Bachelor's Degree (S1) in any major with a strong interest in Marketing & Business.

• Communicative, confident, and enjoys the challenges of field work.

• Able to work in a dynamic, target-oriented environment.

• Possess a personal vehicle and a valid driver's license (SIM).

• Willing to be stationed across all BFI Finance operational areas in Indonesia.

• Committed to completing the full 2-year development program.

Job Description

Responsible for managing and monitoring past-due consumer contracts within the assigned collection area by planning all settlement, payment, or asset recovery processes through key activities such as:

• Settling past-due contracts (1-30 days overdue) using various methods according to the Daily Visit List (DKH).

• Monitoring the issuance of Warning Letters (SP 1, 2, and 3) as reminders for consumers to fulfill their payment obligations.

Requirements

• Minimum high school graduate (SMA) with relevant experience OR Associate Degree (D3) for Fresh Graduates.

• Prior experience in Collection or similar roles is preferred. Fresh Graduates are welcome to apply.

• Must possess a personal vehicle and a valid driver's license (SIM).

• Excellent communication skills.

• High level of discipline.

• Ready to work with targets.

Job Description

Responsible for managing and monitoring past-due consumer contracts within the assigned collection area by planning all settlement, payment, or asset recovery processes through key activities such as:

• Settling past-due contracts (31-90 days overdue) using various methods according to the Daily Visit List (DKH).

• Monitoring the issuance of Warning Letters (SP 1, 2, and 3) as reminders for consumers to fulfill their payment obligations.

Requirements

• Minimum High School graduate (SMA) with relevant experience OR Associate Degree (D3) for Fresh Graduates.

• Prior experience in Collection or similar roles is preferred. Fresh Graduates are welcome to apply.

• Must possess a personal vehicle and a valid driver's license (SIM).

• Excellent communication skills.

• High level of discipline.

• Ready to work with targets.

Job Description

Responsible for achieving sales targets for Sharia products (Car Financing/Multipurpose) from all application sources, with key activities including:

• Developing the "My Shaf" (Agency) strategy to reach sales targets for Car Financing/Multipurpose products and maintaining productive business relationships with agents.

• Conducting skill development for "My Shaf" agents to increase sales volume.

• Performing the survey process for loan applications from each consumer to ensure data accuracy and monitoring the process until funds are disbursed.

Requirements

• Minimum High School graduate (SMA) with relevant experience or Associate Degree (D3) for Fresh Graduates.

• Prior experience in Marketing or similar roles, especially with Sharia products, is preferred. Fresh graduates are welcome to apply.

• Must possess a personal vehicle and a valid driver's license (SIM).

• Excellent communication skills.

• High level of discipline.

• Ready to work with targets.

Job Description

Responsible for achieving sales targets for Property/Mortgage products through agency network development and direct selling strategies, with key activities including:

• Recruiting agents for network expansion based on the appropriate profiles.

• Maintaining good working relationships with agents to increase loyalty and produce productive agents.

• Segmenting agents based on their sales potential.

• Performing direct selling activities to support the growth of Property/Mortgage product sales.

• Conducting asset site visits for prospective consumers to ensure eligibility in accordance with applicable regulations.

Requirements

• Minimum Bachelor's Degree (S1) in any major.

• Preferably having experience in Marketing or similar roles, specifically in the Property/Mortgage segment. Fresh graduates are welcome to apply.

• Must possess a personal vehicle and a valid driver's license (SIM).

• Excellent communication skills.

• High level of discipline.

• Ready to work with targets.

Job Description

Responsible for achieving sales targets for Property/Mortgage products with high application quality and driving sales through the Debtor Repeat Order (RO) strategy, with key activities including:

• Conducting visits to RO (Repeat Order) consumers based on assigned leads.

• Ensuring and processing loan applications originating from "Employee Get Customer," "Customer Get Customer," and other referral sources.

• Conducting feasibility surveys for loan applications from prospective consumers.

• Communicating the financing structure based on survey results to consumers and ensuring they understand and agree to the provided structure.

• Overseeing the entire loan application process through to fund disbursement in accordance with applicable regulations.

Requirements

• Minimum Bachelor's Degree (S1) in any major.

• Preferably having experience as an Account Officer or similar roles. Fresh graduates are welcome to apply.

• Must possess a personal vehicle and a valid driver's license (SIM).

• Excellent communication skills.

• High level of discipline.

• Ready to work with targets.

Job Description

Responsible for car financing product sales targets and processing applications from the survey stage through to fund disbursement through several key activities, such as:

• Searching for, analyzing, and recommending potential new suppliers/dealers.

• Maintaining good working relationships with suppliers/dealers and consumers through regular visits.

• Conducting credit checks and providing recommendations for financing approval, as well as ensuring the completeness of loan application requirements.

• Monitoring collection quality, particularly for application contracts categorized under FID 06 (overdue payments within the first 6 months).

Requirements

• Minimum High School graduate (SMA) with relevant experience OR Associate Degree (D3) for Fresh Graduates.

• Prior experience in Marketing/CMO or similar roles is preferred. Fresh graduates are welcome to apply.

• Must possess a personal vehicle and a valid driver's license (SIM).

• Excellent communication skills.

• High level of discipline.

• Ready to work with targets.

Job Description

Responsible for achieving sales targets through agency network development strategies, with several key activities including:

• Recruiting agents for network expansion based on the appropriate profiles.

• Maintaining good working relationships with agents to increase loyalty and produce productive agents.

• Developing and assisting agents in creating agency sales strategies to increase the number of consumers.

Requirements

• Minimum High School graduate (SMA) with relevant experience OR Associate Degree (D3) for Fresh Graduates.

• Preferably having experience in Marketing or similar roles. Fresh graduates are welcome to apply.

• Must possess a personal vehicle and a valid driver's license (SIM).

• Excellent communication skills.

• High level of discipline.

• Ready to work with targets.