Convenience with BFI Finance

Get lots of benefits if you use BFI Finance financing

Interest starts from 0.95% flat per month

Credit starts from 10 million rupiah

12 - 48 months tenor

2 days processing time

Throughout Indonesia except Aceh

Discount in Merchant

"I knew BFI Finance since 2007 and have used their financing services 7 times. BFI Finance helped me develop businesses in many fields.''


Owner of Agricultural products, building and lodging shops in Parigi

Get many benefits through capital financing from BFI Finance

Get many benefits through capital financing from BFI Finance

Submission of online form filling

Confirmation by the Call Center


Disbursement of funds

BPKB Car Guaranteed Financing Information

BFI Finance accepts collateral in the form of a car BPKB

Self Profile            

  • Indonesian Citizen
  • Age 21-60 years old and unmarried, married and divorced
  • Residence status, spouse, family, annual contract and legal residence
  • Job profession
    • Employees (Min Permanent 1 year / min Contract 2 years)
    • PNS
    • Entrepreneur (min 1 year running)
  • It is unacceptable if the type of business / profession violates the law

Vehicle Profile            

  • The car is a self-owned vehicle with an original BPKB
  • BPKB can be in the name of yourself, spouse and other people (Attach proof of purchase)
  • BPKB can be on behalf of the company provided that you attach an SPH (Surat Pelepasan Hak)
  • Vehicle age
    • Maximum 15 years (Minimum Vehicle Year 2006 for the types of sedans, jeeps and minibuses)
    • Maximum 10 years (Minimum Vehicle Year 2011 for the types of pick-up cars and trucks)
  • STNK / Tax
    • In Your Own Name 
      • Still valid
      • Dead Tax for a maximum of 2 years (will be deducted to the amount of disbursement)
    • On behalf of others
      • Life
      • Dead Tax (Change of name at BFI)
  • Black Plate
  • Yellow Plate (Truck Only)

Non-eligible Condition            

  • Red plate            
  • Vehicles were once used as taxis or ambulances


The completeness of the documents required for filing a motor vehicle financing is as follows




KTP pemohon & pasangan (jika sudah menikah)

Kartu Keluarga / Akta Nikah (jika sudah menikah)

PBB 2 tahun terakhir / rekening listrik 6 bulan terakhir (salah satu bulan saja)

Status tempat tinggal kontrak melampirkan kwitansi / perjanjian sewa

Status tempat tinggal rumah dinas melampirkan surat keterangan menempati rumah


Slip asli gaji 3 bulan terakhir (salah satu bulan saja) & ID Card (untuk Karyawan)





SIUP / TDP / akta perusahaan / izin usaha/ izin praktik


The following is a competitive installment scheme for proposing financing with a car BPKB guarantee :

Flat interest per month

Starting from 0.9%

Interest Rate per Year

Starting from 11.5% (according to asset conditions and completeness of documents)

Loan Minimum

10 Millions


12 - 48 Bulan

Work process            

2 Days


All of Indonesia, except Aceh

Got questions about financing?


Want to apply for financing?


Find your nearest BFI outlet


Inspirational information for your financial life

Useful articles about financing and venture capital