Advantages of BFI Finance

BFI Finance always strives to provide the best service to become an easy, fast, and reliable financial solution

BPKB Car Guaranteed Financing Information

BFI Finance accepts collateral in the form of a car BPKB

Self Profile

Indonesian Citizen
Age 21-60 years old and unmarried, married and divorced
Residence status, spouse, family, annual contract and legal residence
Job profession
- Employees (Min Permanent 1 year / min Contract 2 years)
- PNS
- Entrepreneur (min 1 year running)
It is unacceptable if the type of business / profession violates the law

Vehicle Profile

The car is a self-owned vehicle with an original BPKB
BPKB can be in the name of yourself, spouse and other people (Attach proof of purchase)
BPKB can be on behalf of the company provided that you attach an SPH (Surat Pelepasan Hak)
Vehicle age
- Maximum 15 years (Minimum Vehicle Year 2006 for the types of sedans, jeeps and minibuses)
- Maximum 10 years (Minimum Vehicle Year 2011 for the types of pick-up cars and trucks)
STNK / Tax
- In Your Own Name
  - Still valid
  - Dead Tax for a maximum of 2 years (will be deducted to the amount of disbursement)
- On behalf of others
  - Life
  - Dead Tax (Change of name at BFI)
Black Plate
Yellow Plate (Truck Only)

Non-eligible Condition

The completeness of the documents required for filing a motor vehicle financing is as follows

Dokumen	Karyawan	Wiraswasta
KTP pemohon & pasangan (jika sudah menikah)	√	√
Kartu Keluarga / Akta Nikah (jika sudah menikah)	√	√
PBB 2 tahun terakhir / rekening listrik 6 bulan terakhir (salah satu bulan saja)	√	√
Status tempat tinggal kontrak melampirkan kwitansi / perjanjian sewa	√	√
Status tempat tinggal rumah dinas melampirkan surat keterangan menempati rumah	√
Slip asli gaji 3 bulan terakhir (salah satu bulan saja) & ID Card (untuk Karyawan)	√
NPWP	√	√
BPKB	√	√
STNK	√	√
SIUP / TDP / akta perusahaan / izin usaha/ izin praktik		√

The following is a competitive installment scheme for proposing financing with a car BPKB guarantee :

Flat interest per month	Starting from 0.9%
Interest Rate per Year	Starting from 11.5% (according to asset conditions and completeness of documents)
Loan Minimum	10 Millions
Tenor	12 - 48 Bulan
Work process	2 Days
Domicile	All of Indonesia, except Aceh