Board of Directors
Francis Lay Sioe Ho
Indonesian citizen, born in 1948, domiciled in Jakarta. He was appointed as Director of the company in 1983 and later served as President Director in 1986. He was reappointed to the position of President Director pursuant to the Deed of Minutes of AGMS No. 80 dated 15 June 2011 for the period of 2011–2016 and the Deed of Minutes of EGMS No. 43 dated 25 April for the period of 2016-2021.
Prior to joining BFI Finance, he worked as Executive Officer at the Ministry of Finance in Singapore in 1972-1973, then joined PT Indovest in 1975 as Treasury Officer, served as Credit Manager until 1980, and Credit Department Head in 1980-1983.
He earned his Bachelor of Business Administration (B.B.A.) degree from the University of Singapore (now the National University of Singapore or NUS) in Singapore in 1972, and Master of Business Management (M.B.M.) from the Asian Institute of Management (AIM) in Manila, Philippines, in 1975.
Indonesian citizen, born in 1970, domiciled in South Tangerang. He serves as the company’s Finance Director pursuant to the Deed of Minutes of EGMS No. 18 dated 6 May 2014 in conjuction with Deed of Meeting Resolutions Statement No. 3 dated 25 June 2014 for the period of 2014–2019, and concurrently holds the position of Corporate Secretary based on the Board of Directors’ Decree No. BOD-BOC/VI/20140011 dated 24 June 2014.
Previously, he has concurrently held the position of Information Technology Director since May 2014 to May 2017. Prior to his appointment as Director, he served as Head of Finance and Information Technology Division and other positions at BFI Finance from 1993 to April 2014, and Member of the Risk Management Committee from 2003 until 2013.
Prior to joining BFI Finance, he has served as Senior Auditor at the Public Accounting Firm of Hans Tuanakotta Mustofa – Member firm of Deloitte Touche Tohmatsu International in 1991–1993. He obtained Enterprise Risk Manager (ERM™) from Asia Risk Management Institute (AriMI) and the National University of Singapore (NUS) in Singapore in 2009, and his Master of Business Administration (M.B.A,) degree from Indonesian Institute for Management Development (IPMI), Jakarta, in 2006, and Bachelor of Economics degree, majoring in Accounting, from Tarumanagara University, Jakarta, in 1993.
Indonesian citizen, born in 1974, domiciled in Tangerang. He has been serving as the company’s Business Director since May 2014 pursuant to the Deed of Minutes of EGMS No. 18 dated 6 May 2014 in conjunction with the Deed of Meeting Resolutions Statement No. 3 dated 25 june 2014 for the period of 2014– 2019.
Previously, he served in various other positions at BFI Finance, among others, Retail Business Head until April 2014, Department Head and Associate Division Head (2008–2012), Regional Manager (2006–2008), Branch Manager (2004–2006), Branch Establishment Manager (2001–2004), and Branch Manager (2000–20001).
He has also served as as Sales Executive in Marketing Export of PT Tjiwi Kimia Pulp & Paper in 1999–2000 and Collection & Credit Analyst Officer of PT Bunas Finance Indonesia in 1997–1999.
He earned his Bachelor of Industrial Engineering degree from Trisakti University, Jakarta, in 1998, and had finished his study to obtain Executive MBA degree from IPMI Business School, Jakarta.
Operations and Human Capital Director
Indonesian citizen, born in 1968, domiciled in Jakarta. He has been serving as the company’s Operations and Human Capital Director since April 2017 pursuant to Deed of Minutes of EGMS No. 25 dated 18 April 2017 in conjunction with the Deed of Meeting Resolutions Statement No. 15 dated 13 June 2017 for the period of 2017–2022.
Previously, he was Member of the Nomination and Remuneration Committee from April 2015 to April 2017 pursuant to the Board of Commissioners’ Decision Letter No. BOC/SK/IV/2015-0081 dated 13 April 2015 and was reconfirmed by the Board of Commissioners’ Decision Letter No. BOC/SK/VI/2016-05 dated 21 June 2016, as well as Operations & Control Head (2012-2017) and Compensation & Benefit Head (2014-2017).
He joined the company in 1993 as Marketing Officer and has held various other positions, among others, Branch Manager in Makassar, Denpasar, and Palembang, Regional Manager for Sumatra Region, and Department Head for Quality Service, Corporate Services, Human Resources and Branch Operations.
He earned his Bachelor of Electrical Engineering degree from Surabaya Technical Institute (STTS), East Java, in 1992, and Master of Business Administration (M.B.A.) from University of Gadjah Mada, Jakarta, in 2013. He holds a special certificate for joining “Human Capital Management: Making HR & Business Partnership Work”, an intensive course from the Asian Institute of Management (AIM) in Manila, Philippines, in 2008.
Sigit Hendra Gunawan
Enterprise Risk Director (Independent)
Indonesian citizen, born in 1968, domiciled in Tangerang. He joined the company as Enteprise Risk Head in 2015 and serving as Enteprise Risk Director (Independent) since April 2016 pursuant to the Deed of 2016 EGMS Minutes No. 43 dated 25 April 2016 for the period of 2016–2021.
Previously, he worked at Adira Finance in 2005–2015, with his last position as Head of Credit Division or Deputy Director – Head of Credit & Collection, and PT Astra Sedaya Finance as Account Management Department Head and Credit Analyst and Risk Department Head (Fleet Division) from January 1994 to August 2005.
He earned his Certified Business Management in 2004 and Certified Business Management-Operation in 2003, both from Prasetiya Mulya Business School, Jakarta. He obtained his Bachelor of Industrial Engineering degree from Trisakti University, Jakarta, in 1993.